I'm with you there Robert, it's going to take something special to get me away from Windows 7. I saw an article along the lines of yours yesterday but can't remember now where I saw it, unless it was in my Windows Secrets newsletter.
I don't feel that comfortable putting my stuff on the cloud where I don't have complete control over it and like you I can't afford to keep up with the new technology my Smartphone isn't the latest even though I've not long bought it, only because it was on sale because the newest one was getting ready for launch.